Posted in Lifestyle

My Expenses – May 2020

Finally, my spending is within target. Without the need to report for work for most of the times in May. Significantly deduction on my petrol cost. Food wise also managed to save a lot due to home cooking at home and by eating simple, the savings also partly is due to McDonald closure.  

Let’s hope for June, I won’t excess my budget by too much or better if can remain withing my budget.

Continue Reading...
Posted in Credit Card

American Express Is Offering S$500 Statement Credit for Everyday Essentials & More

American Express has an offer for Platinum Members to enjoy up to S$500 of statement credit on Everyday Essentials & More. You will need to log into your account and Save to Card for the promotion.

Continue Reading...
Posted in SSB

July 2020 SSB 0.80% for 10 years and 0.30% for 1 year

June 2020 SSB gives an average interest rate of 0.80% over the next 10 years and can be applied thru DBS/POSB, OCBC and UOB ATMs and Internet Banking.
This bond will be reflected as “SBJUL20 GX20070W” in your CDP statement or “GX20070W” in your SRS statement and “ CDP-SBJUL20 ” in your bank statement.

Continue Reading...
Posted in SSB

June 2020 SSB 1.05% for 10 years and 0.57% for 1 year

June 2020 SSB gives an average interest rate of 1.06% over the next 10 years and can be applied thru DBS/POSB, OCBC and UOB ATMs and Internet Banking.
This bond will be reflected as “SBJUNE20 GX20060S” in your CDP statement or “GX20060S” in your SRS statement and “ CDP-SBJUNE20 ” in your bank statement.

Continue Reading...
Posted in Lifestyle

My Expenses – April 2020

I thought that I’m able to spend less during the month of CB however as my 2 lines of HPs are due for recontracting, I actually overspend again after paying for the new phones. Overall, my spending is on a downtrend as per the graph shown below. Hopefully the month of May I can get back some of my budgets. 

Continue Reading...
Posted in Lifestyle

My Expenses – March 2020

It’s another month of overspending. On a bright side, I overspent lesser compare to February. Major spending is on dining as its birthday month for me and my child. This explains the increase of 100% of my spending on food.

Continue Reading...
Posted in SGX

Free Market Depth Access – FSMOne Clients

Market Depth, also known as Level 2 Market Data, allows investors to view up to 20 levels of buy and sell orders in SGX-listed securities, including stocks and ETFs

Continue Reading...
Posted in SSB

May 2020 SSB 1.39% for 10 years and 0.96% for 1 year

May 2020 SSB gives an average interest rate of 1.17% over the next 10 years and can be applied thru DBS/POSB, OCBC and UOB ATMs and Internet Banking.

Continue Reading...
Posted in Banks

UOB One Account Interest Reduce After DBS

Today I wrote about DBS reducing interest and soon came the news from UOB. The reduction of interest is between 0.20% to 1%.

Continue Reading...
Posted in Banks

April Fool Day Notification By DBS – Multiplier Revision

Some changes to the interest rates but It’s well expected given that Fed cut interest rates between 0% to 0.25%.

Continue Reading...