Author: The Financial Guy

June 2020 SSB gives an average interest rate of 1.06% over the next 10 years and can be applied thru DBS/POSB, OCBC and UOB ATMs and Internet Banking.
This bond will be reflected as “SBJUNE20 GX20060S” in your CDP statement or “GX20060S” in your SRS statement and “ CDP-SBJUNE20 ” in your bank statement.

I thought that I’m able to spend less during the month of CB however as my 2 lines of HPs are due for recontracting, I actually overspend again after paying for the new phones. Overall, my spending is on a downtrend as per the graph shown below. Hopefully the month of May I can get back some of my budgets. 

It’s another month of overspending. On a bright side, I overspent lesser compare to February. Major spending is on dining as its birthday month for me and my child. This explains the increase of 100% of my spending on food.

Market Depth, also known as Level 2 Market Data, allows investors to view up to 20 levels of buy and sell orders in SGX-listed securities, including stocks and ETFs

May 2020 SSB gives an average interest rate of 1.17% over the next 10 years and can be applied thru DBS/POSB, OCBC and UOB ATMs and Internet Banking.

Today I wrote about DBS reducing interest and soon came the news from UOB. The reduction of interest is between 0.20% to 1%.

Some changes to the interest rates but It’s well expected given that Fed cut interest rates between 0% to 0.25%.

I deposit $200 in mid-Feb to try out this platform and at the end of Feb, there is a loss of $10.20 or 5.1%. There is no opening value as this account is newly created.

It’s another month of overspending. A sharp increase in home spending due to water storage heater tank is faulty and get a replacement costing $518 with the installation. Also, I pay for my aircon servicing package costing another $432. 

Apr 2020 SSB gives an average interest rate of 1.36% over the next 10 years and can be applied thru DBS/POSB, OCBC and UOB ATMs and Internet Banking.