The American Express® Platinum Credit Card


Is it worth to pay $321 annual fee?

The Platinum is the lowest category across the Platinum range. The next will be Platinum Reserve (annual fee $535) followed by The Platinum Card (annual fee $1712).

platinum credit card
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Welcome offer for this card

Receive 1 Night Stay at Swissôtel The Stamford Singapore worth S$529 upon Card approval and payment of Annual Fee. However, I value the stay to be around $250 without breakfast base on Expedia rates.

Receive a Samsonite Sigma 76cm Expandable Spinner worth S$600 when you spend S$4,500 within the first 3 months of Card approval.

Complimentary The Far Card Classic Membership* (worth $425nett) with up to 50% savings on your total food bill at:

  • Fairmont Singapore
  • Swissôtel The Stamford Singapore
  • Swissôtel Merchant Court

Discover all the outlets under our Love Dining program at

50% off total bill when you dine with one guest

Swissôtel The Stamford

Amex will send you a letter of redemption when your card is approved and the annual fee is charged after receiving your first statement. The room type will be the Premier Room. The hotel doesn’t have complimentary parking, during my stay I parked from 5 pm to the next day at 12 noon. It cost me $42. I believe there are cheaper alternative parking places but Raffles City is the most convenient for me.

Swissotel has gone into self-check-in and apparently, the system seems to have problem regenizing NRIC. End up, the friendly staff has to check in manually for me.

Swissotel The Stamford Lobby 9

The room is spacious with sofa and table for you to have some foods or place a laptop for some quick work.

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Premier Room Dbl

As usual 2 bottles of complementy water and there’s an Nespresso machine available. Beside the shelf there are 2 wine glasses but I couldnt locate wine opener.

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Nespresso coffee machine

Toilet comes with rain shower and sadly without bath tub.

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The Far Card Classic Membership

The membership comes with some vouchers which are quite useful to me. There are hotel stay vouchers, room upgrade vouchers, free wine/cake vouchers, 50% discount for group dining and some misc spas vouchers.

I visited Prego during my staycation and utilize one wine voucher from far membership. Total bill around $200 and after 50% discount, I paid $95.


I personally doesn’t like to pay annual fee for all my cards not even $192 for my dbs altitude card which gives me 5k dbs points. For this Amex Platinum card, I am more than willing to pay $321 for this card.

The staycation is worth $250 and with far membership 2x wines/cake which I value at $30 each. The annual fee is recovered by the stay and wines. As I normally dine at restaurants once a month, the 50% savings for two can be a lot of money saved for the year.

Author: The Financial Guy

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