Many people are holding credit cards but normally they just apply thru the bank website. Basically, by doing so, you are getting little or no benefits at all. I’ll share what I did for my application of Citi Bank PremierMiles card.
If you apply for this card directly at Citi website, you are not getting any cash/vouchers benefits at all. The only perks you will have is by paying for the annual fee of $196.60 and a spend of $7,500 within the first 3 months of approval to get 30,000 Citi Miles. However, if you are holding Citi Rewards and this card, you will have to clock a reasonable amount of spending as their points don’t pool.
Ok, now how I am able to get $200 ntuc vouchers by applying for this card is thru www.Singsaver.com.sg
They have been in partnership with banks to offer credit card signup thru their website and in return, there is some sort of cash value to thank you for signing up. So why sign up directly with the bank when you can have more benefits by signing up with Singsaver.